Private Student Loans vs. Federally Backed Student Loans
Student loans that are held with regular banks, credit unions, or investment companies can be enrolled in a debt settlement program. Any federally-backed student loans (state government or federal government) cannot be enrolled in the program and their balance cannot be negotiated.
Car Loans and Car Leases vs. Repossessed Cars and Deficiencies
A car loan or a car lease is a collateralized debt and cannot be enrolled in debt settlement. However, if you had a car that was repossessed by the bank or leasing company and you still owe them money (a deficiency), you can enroll that debt into our program and we can settle that debt as part of your debt settlement program.
Medical Bills and Medical Bills in Collections
We can settle medical bills that have gone to collections. If you have large medical bills in collections, you can enroll in our debt settlement program to reduce the amount you owe and help you get those bills paid off.
Lawsuits, IRS Debt, Taxes, Government Loans
If you are a party to a lawsuit and have a judgment against you, we cannot enroll that debt into our program. The government also does not allow you do enroll or negotiate any taxes or debt that is owed to the IRS or your local State government. Any or all negotiations/payment plans for this type of debt must be done directly with the agency holding the paper.
Other debts, collections, and deficiencies
If you are behind on utility bills, cell phone bills, or those accounts have gone to collections, we can settle those debts as well. If you are in doubt as to whether or not your debt qualifies, call one of our Debt Specialists at (877) 332-8730 now.
